32960 ZIP Code — Vero Beach, FL

Indian River County, Florida

ZIP code 32960 is located in Vero Beach, Florida, within Indian River County. It covers approximately 11.05 square miles and serves a population of 23,961 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 32960

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $233,200. Owner-occupancy sits near the national average at 60%.

Median household income is $49,634. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 18% of residents lack health insurance, above the national average.

23,961

population

11.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32960 ZIP code map

Cities in ZIP code 32960

Below are the cities the US Postal Service accepts for ZIP code 32960. Using any city not on this list may result in mail delivery delays.

City	Status
Vero Beach	Preferred

Nearby ZIP codes

32962 Vero Beach (3.9 mi) 32963 Vero Beach (5.2 mi) 32967 Vero Beach (6.5 mi) 32968 Vero Beach (7.7 mi) 34951 Fort Pierce (8.2 mi) 34946 Fort Pierce (9.3 mi) 32958 Sebastian (12.2 mi) 32948 Fellsmere (13.5 mi) 34949 Fort Pierce (13.7 mi) 34947 Fort Pierce (13.7 mi) 34950 Fort Pierce (14.4 mi) 32966 Vero Beach (15.3 mi)

Demographics updated 05/2026

Population
Total population	23,961
Population density	2,168 / sq mi
State FIPS	12
County FIPS	061

Geography
Land area	11.05 sq mi
Water area	0.41 sq mi
Latitude	27.6414
Longitude	-80.4022
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.3%	44.3%	43.4%
$50k – $100k	29.3%	30.0%	30.8%
$100k – $200k	13.2%	18.6%	19.3%
Over $200k	3.2%	7.1%	6.4%

Demographics & statistics

23,961

Population

2,168

People per sq mi

44.7

Median age

$49,634

Median household income

$30,592

Per capita income

$233,200

Median home value

$1,103

Median monthly rent

59.6%

Home ownership

14.9%

Poverty rate

4.5%

Unemployment

7,988

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

516

Under 5

517

688

5–9

688

473

10–14

474

542

15–19

542

681

20–24

682

1,696

25–34

1,698

1,430

35–44

1,432

1,411

45–54

1,412

773

55–59

774

887

60–64

888

1,385

65–74

1,387

974

75–84

975

518

85+

518

← Male

Female →

Age summary

Group	Count	%
Under 18	3,879	16.2%
18 and over	20,082	83.8%
65 and over	5,757	24.0%
Median age	44.7 years

Race & ethnicity

White 64.4%

Hispanic or Latino 12.1%

Two or more races 7.8%

Black or African American 7.2%

Other race 5.3%

Asian 3.1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	17,547	64.4%
Hispanic or Latino	3,293	12.1%
Two or more races	2,116	7.8%
Black or African American	1,950	7.2%
Other race	1,456	5.3%
Asian	837	3.1%
American Indian / Alaska Native	55	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.3%	44.3%	43.4%
$50k – $100k	29.3%	30.0%	30.8%
$100k – $200k	13.2%	18.6%	19.3%
Over $200k	3.2%	7.1%	6.4%

Under $10k 6.8%

$10k–$15k 6.8%

$15k–$25k 10.8%

$25k–$35k 8.7%

$35k–$50k 17.4%

$50k–$75k 18.7%

$75k–$100k 12.0%

$100k–$150k 9.9%

$150k–$200k 5.6%

$200k+ 3.4%

Range	% of households
Under $10k	6.8%
$10k–$15k	6.8%
$15k–$25k	10.8%
$25k–$35k	8.7%
$35k–$50k	17.4%
$50k–$75k	18.7%
$75k–$100k	12.0%
$100k–$150k	9.9%
$150k–$200k	5.6%
$200k+	3.4%
Median income	$49,634

Housing

Home values

Under $50k 5.1%

$50k–$100k 7.0%

$100k–$150k 9.8%

$150k–$200k 16.2%

$200k–$300k 35.5%

$300k–$500k 17.1%

$500k–$1M 6.8%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$233,200
Median rent / month	$1,103
Owner occupied	59.6%
Renter occupied	40.4%
Vacant	18.2%
Single-family detached	53.3%
Large apartment buildings	5.9%
Mobile homes	4.8%
Median rooms	4.8
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.2%
2010–2019	3.7%
2000–2009	10.1%
1990–1999	10.0%
1980–1989	15.5%
1970–1979	25.6%
1960–1969	15.6%
1950–1959	11.5%
1940–1949	2.3%
1939 or earlier	5.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.1%
1 bedroom	11.0%
2 bedrooms	44.1%
3 bedrooms	33.8%
4 bedrooms	6.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	53.7%
2 vehicles	28.0%
3 or more	11.3%

Heating fuel

Fuel type	%
Utility gas	1.0%
Electricity	95.2%
Propane / LP gas	0.3%
No fuel used	3.2%

Households & families

Household type	Count	%
Married-couple family	3,316	34.0%
Cohabiting couple	590	6.0%
Male householder, no spouse	2,296	23.5%
Female householder, no spouse	3,554	36.4%
Households with children under 18	2,018	20.7%
Households with seniors (65+)	3,804	39.0%
Average household size	2.34

Marital status

Status	Male	Female
Never married	39.6%	29.7%
Married	41.4%	33.4%
Separated	2.0%	2.2%
Widowed	3.7%	15.8%
Divorced	13.3%	18.8%

Education

Less than 9th grade 5.1%

Some HS, no diploma 6.4%

HS graduate 28.3%

Some college, no degree 24.4%

Associate's degree 11.6%

Bachelor's degree 16.3%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	267	5.6%
Kindergarten	303	6.4%
Elementary school	1,583	33.5%
High school	771	16.3%
College / grad school	1,805	38.2%

Employment

Industry of employment

Education & healthcare 19.5%

Retail trade 16.6%

Arts, food & hospitality 14.3%

Professional & management 12.4%

Construction 10.3%

Finance & real estate 7.5%

Other services 5.5%

Transportation & utilities 4.1%

Manufacturing 3.2%

Public administration 2.9%

Wholesale trade 2.6%

Information 0.8%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	32.2%
Service	19.7%
Sales & office	28.4%
Natural resources & construction	8.6%
Production & transportation	11.1%

Employment type

Type	%
Private sector	84.1%
Government	7.5%
Self-employed	8.4%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.6%
Carpool	8.6%
Public transit	0.0%
Walk	1.4%
Work from home	7.6%
Other means	3.7%
Avg commute (minutes)	17.1

Poverty

All people 14.9%

Under 18 years 14.6%

18 and over 15.0%

Married-couple families 4.7%

Female-led households 27.6%

Income support

Source	% of households
Social Security	39.9%
Retirement income	22.2%
Supplemental Security	4.6%
Cash public assistance	3.8%
Food stamps / SNAP	13.5%

Health indicators

Condition	%
Obesity	32.4%
High blood pressure	36.2%
High cholesterol	35.1%
Diabetes	12.2%
Heart disease	9.0%
Stroke	4.3%
Asthma	9.0%
Arthritis	28.3%
Kidney disease	3.8%
Pulmonary disease	10.2%
Cancer	8.4%

Behavior / access	%
Smoking	21.0%
Binge drinking	13.3%
No physical activity	28.6%
Less than 7 hrs sleep	33.6%
Depression	18.4%
Fair or poor health	19.1%
Poor mental health	15.0%
Poor physical health	13.3%
No health insurance	23.3%
Visited doctor (checkup)	75.9%
Visited dentist	56.5%
Cholesterol screening	90.6%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,735	8.8%

Disability	%
Any disability	16.9%
Under 18	5.7%
18–64 years	13.2%
65 and over	34.1%

Health insurance coverage

Type	%
Private insurance	53.6%
Public insurance	43.0%
No insurance	17.5%
Uninsured under 19	6.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,928	95.7%
Spanish	1,074	4.7%
Other Indo-European	802	3.5%
Asian & Pacific Islander	114	0.5%
Other languages	114	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,029	87.8%
Born in same state	20,383	85.1%
Born in different state	8,529	35.6%
Foreign born	646	2.7%
Naturalized citizen	2,932	12.2%
Not a US citizen	1,919	65.5%

Ancestry

Ancestry	Count	%
Italian	3,122	13%
French	3,118	13%
Arab	1,889	7.9%
German	569	2.4%
English	93	0.4%

Ancestry	Count	%
Polish	81	0.3%
Irish	59	0.2%
Norwegian	46	0.2%
Dutch	22	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	92.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32960

What city is ZIP code 32960 in?

ZIP code 32960 is primarily assigned to Vero Beach, Florida.

What county is ZIP code 32960 in?

ZIP code 32960 falls within Indian River County, Florida.

Does ZIP code 32960 have a large retiree population?

40% of households in ZIP code 32960 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 32960?

ZIP code 32960 has an estimated population of 23,961 residents, with a density of 2,168 people per square mile.

What is the median household income in ZIP code 32960?

The median household income in ZIP code 32960 is $49,634, below the national median of ~$75,000.

What is the typical home value in ZIP code 32960?

The median home value in ZIP code 32960 is $233,200.

What timezone is ZIP code 32960 in?

ZIP code 32960 observes the EST timezone.